The real "Death Panels" Insurance Companies

"I mean, people have access to health care in America. After all, you just go to an emergency room." ~ G.W.Bush, 7/10/07.

The way Sarah Palin squawked about "Death Panels" you would think she didn't realize we already have them and they are administered by Insurance Companies. The real death panels are "certain rules" adopted by those we had trusted to keep us safe.

Insure - to do something in order to prevent something unpleasant from happening or from affecting you.

By excluding us from coverage too many people lose everything including their lives from lack of adequate care. When we have no coverage or coverage was dropped there is no true option other than letting an illnes fester until the Emergency Room is the only option and then in many cases it is too late, all other patients pay for the Dr./Hospital losses and many die.

So what are the real "Death Panels?" I found this on the web.

List of Pre-Existing Conditions - Declinable Conditions Which Can Cause Denial of Health Insurance Coverage
Abnormal PAP Smear Achalasia, Cardiospasm Acne Acromegaly Acute Poliomyelitis ADD Addison's Disease Adrenal Insufficiency AIDS Alcohol Abuser Alcoholic Cirrhosis of Liver Alzheimer's Disease Amyloidosis Amyotropic Lateral Sclerosis (ALS) Aneurysms Angina Angioplasty Ankylosing Spondylitis Ankylosis Anticoagulant Medications Aortic Insufficiency Aortic or Mitral Valve Replacement Aortic Stenosis Aplastic Anemia Arrhythmia Arterial Embolism, Thrombosis (clot) Arterial Occlusion Arteriosclerosis Obliterans (A.S.O.) Arteriovenous Malformation Arthritis Arthritis, Rheumatoid Artificial Joints Artificial Valves Asbestos Exposure (Asbestosis) Asthma Atherosclerosis Obliterans Atherosclerosis Thrombotic Disease Atrial Fibrillation (chronic) Autism (infantile) Banti's Disease (Liver Disorder) Biliary Cirrhosis Bipolar Disorders Blastomycosis Brain Damage (Organic) Bright's Disease (Glomerulonephritis) Bronchiectasis Buerger's Disease (Thromboangitis) Bulimia Burkitt's Tumor Cancer (Breast or Prostate) Carcinoid Syndrome Cardiac Bypass Cardiomyopathy Cardiospasm, Achalasia Cerebral Palsy (Infantile) Charcot-Marie Tooth Disease Chrohn's Disease Chronic Glomerulonephritis Chronic Hepatitis Chronic Obstructive Pulmonary Disease (COPD) Chronic Pulmonary Heart Disease Cirrhosis of the Liver Coarctation of the Aorta Colostomy Congestive Heart Failure Cooley's Anemia Cor Pulmonale Coronary Artery Disease (C.A.D.) Coronary Heart Disease (C.H.D.) Crohn's Disease (Ulcerative Colitis) Curvature of the Spine Cushing's Syndrome Cystic Fibrosis Cystic Kidney Disease Cystic Lung Disease Dementia Dentofacial Function Abnormalities Dermatomyositis Diabetes (all types) Disorders of Autonomic Nervous System Domestic Violence Down Syndrome Drug Abuse Illegal Drug Abuse Prescription Drug Psychosis Electroconvulsive Therapy Emphysema Encephalopathy Enlarged Liver Esophageal Varices Fabry Disease Factor VIII or IX Deficiency Fatty Liver Fertility Treatment Gastric Bypass/ Stapling Gilles De La Tourette's Syndrome Glomerulonephritis, Chronic Goodpasture's Syndrome Guillain Barre's Syndrome	Heart and/or Lung Transplants Heart attack Hemiplegia Hemochromatosis Hemolytic Anemia Hemophilia A or B Henoch's Purpura Hepatitis C, G, Non-a, Non-B Hepatomegaly Herniated Intervertebral Disc HIV Hodgkin's Disease Huntington's Chorea Hydrocephalus Hydronephrosis Hypersplenism Hyperthyroidism Idiopathic Thrombocytopenia Purpura (ITP) Immunodeficiency Disorder Infertility Treatment Insulin Use Internal Cardiac Defibrillator Ischemic Heart Disease Kaposi's Sarcoma Kidney Failure Kidney: Polycystic Kidneys Kidney Transplant Klinefelter's Syndrome (Gonadal Dysgenesis) Legionella Pneumophilia Leukemia Leukoencephalopathy Lipisosis (Neiman-Pick Disease) Liver Failure Liver Transplant Lou Gehrig's Disease Lung Transplant Lupus, systemic (SLE) Lymphadenitis Lymphoma Malignant Melanoma Marfan's syndrome Medullary Sponge Kidney Mitral Insufficiency Mitral Stenosis Mixed Connective Tissue Disease Morbid Obesity Multicystic Kidneys Multiple Myeloma Multiple Sclerosis Muscular Dystrophy Myasthenia Gravis Myelopathy Myocardial Infarction (M.I.) Myocardial Ischemia (M.I.) Nephritis Nephrotic Syndrome Neurofibromatosis (Von Recklinghausen's) Neiman Pick Disease (Lipidosis) Neuropathy, Inflammatory Toxic Obesity Occlusion of Cerebral Arteries Organ Transplant Organic Brain Syndrome Organic Heart Murmur Osteitis Deformans (Paget's Disease) Pacemakers Paget's Disease Pancreatitis Paralysis Paranoid Disorder Paraplegia Parkinson's Disease Pemphigus Peripheral Occlusive Arterial Disease (P.O.A.D.) Peripheral Vascular Disease Peroneal Peripheral Neuropathy Personality Disorders Pituitary Dwarfism Pneumoconiosis Pneumocystitis Carinii Pneumonia (P.C.P.) Polio Myelitis Polyarteritis Nodosa Polycystic Kidney Disease Polycystic Ovarian Syndrome Polycythemia Polymyositis Polyneuropathy Porphyria Pregnancy Premature Ventricular Contractions Primary Pulmonary Hypertension Prostate Disorder Psoriatic Arthropathy Psychosis Pulmonary Alveolar Proteinosis Pulmonary Fibrosis Pulmonary Heart Disease Pulmonary Hypertension Pulmonary Insufficiency Pulmonary Stenosis Pyloric Stenosis	Quadraplegia Rape Raynaud's Syndrome Renal Failure Renal Hypertension Rheumatic Heart Disease Rheumatoid Arthritis Sarcoidosis Sarcoma Schizo Disorders (bipolar or depressive) Schizophrenia Scleroderma Seizures (recent) Senile Syndrome Serious Congenital Abnormalities Severe Childhood or Adolescent Disorders Sick Sinus Syndrome Sickle Cell Anemia Disease Silicosis Sjogren's Disease Sleep Apnea Smoking (long term, other factors) Spina Bifida Spinocerebellar Disease Spondylitis Stroke (indeterminate, ischemic) Suicide attempt Syndrome X Systemic Lupus Erythematosus Syringomyelia Tabes Dorsalis Takayasu's Disease Tay-Sach's Disease (Cerebral Lipidosis) Temporal Arteritis Testicular Dysfunction Tetrology of Fallot Thalassemia Major (Mediterranean Anemia) Thromboangitis Thrombotic Thrombocytopenia Purpura TIA Too fat Too thin Tourette's Syndrome Tracheostomy Transient Organic Psychosis Transient Ischemic Attack Transplants Transsexualism Tricuspid Insufficiency Tricuspid Stenosis Trisomy 21 Syndrome Tuberculosis Turner's Syndrome Ulcerative Colitis Undiagnosed Symptoms (Kaiser) Uremia Valve Replacement Ventricular Arrhythmias Ventricular Septal Defect Von Recklinghausen's Disease Von Willebrand's Disease (hemophilia) Wegner's Granulomatosis Werlhof's Disease
This composite list is by no means exhaustive. These are just SOME of the reasons for denial of medical coverage. It was compiled from conditions listed by Anthem (Blue Cross), Assurant, CIGNA, and Kaiser. "Undiagnosed symptoms" is my favorite. That covers everything.